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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,674 | $98,240-50.5% | $82,312-40.9% | $147,586-67.0% |
| Participation rate | 66.7% | 79.7%-13.1pp | 76.9%-10.2pp | 82.8%-16.2pp |
| Annual return | 11.40% | 30.85%-19.5pp | 25.88%-14.5pp | 578.59%-567.2pp |
| Employer contribution / active EE | $5,935 | $3,192+85.9% | $2,428+144.4% | $4,876+21.7% |
| Participant deferral / active EE | $6,004 | $4,383+37.0% | $3,706+62.0% | $5,439+10.4% |
| Admin fee / account holder | $4,377 | $8,563-48.9% | $5,608-21.9% | $10,886-59.8% |