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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,585 | $56,134-72.2% | $96,171-83.8% | $85,847-81.8% |
| Participation rate | 53.6% | 56.7%-3.1pp | 68.4%-14.9pp | 69.3%-15.7pp |
| Annual return | 19.33% | 42.30%-23.0pp | 192.04%-172.7pp | 318.61%-299.3pp |
| Employer contribution / active EE | $846 | $1,620-47.8% | $2,799-69.8% | $2,565-67.0% |
| Participant deferral / active EE | $941 | $2,858-67.1% | $4,350-78.4% | $3,952-76.2% |
| Admin fee / account holder | $345 | $3,769-90.8% | $5,538-93.8% | $6,261-94.5% |