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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,164 | $104,953-81.7% | $84,637-77.4% | $152,909-87.5% |
| Participation rate | 44.4% | 74.8%-30.4pp | 68.2%-23.8pp | 82.5%-38.0pp |
| Annual return | 20.37% | 373.94%-353.6pp | 258.82%-238.5pp | 345.46%-325.1pp |
| Employer contribution / active EE | $1,204 | $3,304-63.6% | $2,653-54.6% | $4,764-74.7% |
| Participant deferral / active EE | $1,464 | $4,691-68.8% | $3,900-62.5% | $5,851-75.0% |
| Admin fee / account holder | $665 | $6,244-89.4% | $4,914-86.5% | $11,601-94.3% |