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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,289 | $101,063-86.9% | $81,473-83.7% | $147,586-91.0% |
| Participation rate | 46.2% | 74.5%-28.3pp | 68.0%-21.8pp | 82.8%-36.7pp |
| Annual return | 21.98% | 32.41%-10.4pp | 38.78%-16.8pp | 578.59%-556.6pp |
| Employer contribution / active EE | $1,397 | $3,206-56.4% | $2,568-45.6% | $4,876-71.3% |
| Participant deferral / active EE | $1,668 | $4,242-60.7% | $3,537-52.8% | $5,439-69.3% |
| Admin fee / account holder | $385 | $5,812-93.4% | $4,561-91.6% | $10,886-96.5% |