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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,570 | $223,823-43.9% | $211,142-40.5% | $154,746-18.9% |
| Participation rate | 69.6% | 87.9%-18.3pp | 87.3%-17.7pp | 80.7%-11.1pp |
| Annual return | 11.49% | 50.39%-38.9pp | 46.84%-35.3pp | 172.34%-160.9pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $12,308 | $9,750+26.2% | $9,284+32.6% | $6,730+82.9% |
| Admin fee / account holder | $38,691 | $19,707+96.3% | $19,076+102.8% | $14,365+169.3% |