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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,570 | $275,752-54.5% | $256,809-51.1% | $198,609-36.8% |
| Participation rate | 69.6% | 89.2%-19.6pp | 88.5%-19.0pp | 82.4%-12.8pp |
| Annual return | 11.49% | 34.81%-23.3pp | 32.73%-21.2pp | 202.70%-191.2pp |
| Employer contribution / active EE | $0 | $7,721-100.0% | $7,263-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $12,308 | $10,037+22.6% | $9,520+29.3% | $6,977+76.4% |
| Admin fee / account holder | $38,691 | $25,716+50.5% | $25,146+53.9% | $19,030+103.3% |