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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,846 | $72,177-26.8% | $115,038-54.1% | $59,633-11.4% |
| Participation rate | 54.0% | 72.6%-18.6pp | 81.4%-27.4pp | 68.7%-14.7pp |
| Annual return | -1.18% | 12.02%-13.2pp | 26.14%-27.3pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $559 | $2,841-80.3% | $4,608-87.9% | $2,203-74.6% |
| Participant deferral / active EE | $3,144 | $4,783-34.3% | $6,026-47.8% | $3,192-1.5% |
| Admin fee / account holder | $2,538 | $4,927-48.5% | $8,175-69.0% | $4,297-40.9% |