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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,196 | $89,367-28.2% | $141,191-54.5% | $72,975-12.0% |
| Participation rate | 85.1% | 75.1%+10.0pp | 82.5%+2.7pp | 69.5%+15.6pp |
| Annual return | 21.31% | 111.87%-90.6pp | 71.41%-50.1pp | 81.01%-59.7pp |
| Employer contribution / active EE | $2,260 | $3,115-27.5% | $4,736-52.3% | $2,440-7.4% |
| Participant deferral / active EE | $6,370 | $5,419+17.6% | $6,710-5.1% | $3,608+76.6% |
| Admin fee / account holder | $2,152 | $5,957-63.9% | $10,264-79.0% | $5,124-58.0% |