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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,742 | $85,766-36.2% | $136,298-59.8% | $70,126-21.9% |
| Participation rate | 63.6% | 74.2%-10.5pp | 81.9%-18.3pp | 69.5%-5.9pp |
| Annual return | 17.55% | 31.46%-13.9pp | 5156.27%-5138.7pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,141 | $2,966-61.5% | $4,696-75.7% | $2,343-51.3% |
| Participant deferral / active EE | $3,657 | $5,051-27.6% | $6,247-41.5% | $3,332+9.8% |
| Admin fee / account holder | $3,884 | $5,421-28.3% | $9,244-58.0% | $4,645-16.4% |