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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,620 | $115,780+10.2% | $101,255+26.0% | $158,931-19.7% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 16.37% | 56.14%-39.8pp | 46.48%-30.1pp | 302.86%-286.5pp |
| Employer contribution / active EE | $2,531 | $4,175-39.4% | $3,660-30.9% | $4,761-46.9% |
| Participant deferral / active EE | $11,195 | $4,958+125.8% | $4,370+156.2% | $5,982+87.1% |
| Admin fee / account holder | $1,845 | $7,246-74.5% | $5,946-69.0% | $11,247-83.6% |