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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,021 | $107,368+9.9% | $92,915+27.0% | $152,909-22.8% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 24.24% | 145.64%-121.4pp | 109.45%-85.2pp | 345.46%-321.2pp |
| Employer contribution / active EE | $3,553 | $4,222-15.9% | $3,653-2.8% | $4,764-25.4% |
| Participant deferral / active EE | $13,983 | $4,848+188.4% | $4,238+229.9% | $5,851+139.0% |
| Admin fee / account holder | $871 | $7,082-87.7% | $5,796-85.0% | $11,601-92.5% |