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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,849 | $124,351+42.2% | $109,188+62.0% | $167,553+5.5% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 13.13% | 26.04%-12.9pp | 25.76%-12.6pp | 478.89%-465.8pp |
| Employer contribution / active EE | $3,003 | $4,210-28.7% | $3,723-19.3% | $4,840-37.9% |
| Participant deferral / active EE | $14,254 | $5,257+171.2% | $4,654+206.3% | $6,343+124.7% |
| Admin fee / account holder | $3,025 | $7,975-62.1% | $6,755-55.2% | $12,316-75.4% |