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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,989 | $124,425-59.8% | $112,040-55.4% | $137,256-63.6% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 20.46% | 24.72%-4.3pp | 24.52%-4.1pp | 220.34%-199.9pp |
| Employer contribution / active EE | $6,480 | $3,411+90.0% | $2,954+119.4% | $4,156+55.9% |
| Participant deferral / active EE | $30,046 | $5,718+425.4% | $5,098+489.4% | $6,407+369.0% |
| Admin fee / account holder | $102,704 | $15,207+575.4% | $12,098+748.9% | $12,270+737.0% |