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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,989 | $126,661-60.5% | $113,397-55.9% | $138,895-64.0% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.5%-26.5pp | 79.9%-29.9pp |
| Annual return | 20.46% | 25.05%-4.6pp | 23.20%-2.7pp | 145.39%-124.9pp |
| Employer contribution / active EE | $6,480 | $3,456+87.5% | $2,977+117.7% | $4,194+54.5% |
| Participant deferral / active EE | $30,046 | $5,693+427.8% | $5,076+491.9% | $6,396+369.7% |
| Admin fee / account holder | $102,704 | $14,549+605.9% | $11,957+759.0% | $12,562+717.6% |