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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.9+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $88,241 |
AMERICAN FUNDS2 years Filed as: CAPITAL STRATEGIES INV GRP LLC Service code 27 · EIN 26-4789150 | Advisory (Plan) | $40,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,536 | $52,960+384.4% | $86,681+196.0% | $80,187+219.9% |
| Participation rate | 98.3% | 62.4%+35.9pp | 71.7%+26.6pp | 72.9%+25.4pp |
| Annual return | 22.95% | 24.84%-1.9pp | 593.32%-570.4pp | 40.40%-17.5pp |
| Employer contribution / active EE | $9,793 | $2,138+358.0% | $3,026+223.6% | $2,980+228.6% |
| Participant deferral / active EE | $33,338 | $3,226+933.4% | $4,440+650.9% | $5,016+564.6% |
| Admin fee / account holder | $102 | $113-10.0% | $5,620-98.2% | $145-29.8% |