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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.8+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $98,746 |
AMERICAN FUNDS1 year Filed as: CAPITAL STRATEGIES INV GRP LLC Service code 27 · EIN 26-4789150 | Advisory (Plan) | $50,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,407 | $47,766+319.6% | $82,768+142.1% | $64,829+209.1% |
| Participation rate | 98.3% | 67.7%+30.6pp | 72.6%+25.7pp | 71.5%+26.8pp |
| Annual return | -17.41% | -13.06%-4.4pp | 702.70%-720.1pp | 32.85%-50.3pp |
| Employer contribution / active EE | $8,308 | $2,182+280.8% | $3,008+176.2% | $2,507+231.4% |
| Participant deferral / active EE | $27,483 | $3,332+724.8% | $4,395+525.4% | $4,312+537.4% |
| Admin fee / account holder | $128 | $143-10.4% | $5,326-97.6% | $188-31.8% |