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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,256 | $111,830-29.1% | $93,696-15.4% | $145,884-45.7% |
| Participation rate | 43.8% | 74.2%-30.5pp | 68.7%-25.0pp | 80.3%-36.6pp |
| Annual return | 9.18% | 204.08%-194.9pp | 133.74%-124.6pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,068 | $3,093-65.5% | $2,422-55.9% | $4,662-77.1% |
| Participant deferral / active EE | $5,209 | $4,920+5.9% | $4,417+17.9% | $6,690-22.1% |
| Admin fee / account holder | $30,141 | $10,249+194.1% | $8,287+263.7% | $13,392+125.1% |