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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,538 | $95,867-41.0% | $79,551-28.9% | $134,493-58.0% |
| Participation rate | 56.3% | 75.0%-18.8pp | 69.5%-13.2pp | 81.2%-25.0pp |
| Annual return | -15.31% | -2.73%-12.6pp | 0.14%-15.4pp | 418.01%-433.3pp |
| Employer contribution / active EE | $951 | $3,128-69.6% | $2,413-60.6% | $4,740-79.9% |
| Participant deferral / active EE | $4,707 | $4,692+0.3% | $3,985+18.1% | $6,400-26.4% |
| Admin fee / account holder | $6,703 | $9,127-26.6% | $6,833-1.9% | $11,425-41.3% |