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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,538 | $95,917-41.1% | $79,583-29.0% | $134,545-58.0% |
| Participation rate | 56.3% | 75.0%-18.8pp | 69.5%-13.2pp | 81.2%-25.0pp |
| Annual return | -15.31% | -2.70%-12.6pp | 0.16%-15.5pp | 418.37%-433.7pp |
| Employer contribution / active EE | $951 | $3,129-69.6% | $2,414-60.6% | $4,742-79.9% |
| Participant deferral / active EE | $4,707 | $4,694+0.3% | $3,986+18.1% | $6,401-26.5% |
| Admin fee / account holder | $6,703 | $9,132-26.6% | $6,835-1.9% | $11,431-41.4% |