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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,600 | $176,794-63.5% | $146,647-55.9% | $167,553-61.4% |
| Participation rate | 53.3% | 83.6%-30.3pp | 80.1%-26.7pp | 82.1%-28.8pp |
| Annual return | 16.43% | 24.04%-7.6pp | 22.75%-6.3pp | 478.89%-462.5pp |
| Employer contribution / active EE | $1,052 | $5,161-79.6% | $4,137-74.6% | $4,840-78.3% |
| Participant deferral / active EE | $4,112 | $6,440-36.1% | $5,506-25.3% | $6,343-35.2% |
| Admin fee / account holder | $3,308 | $13,262-75.1% | $10,281-67.8% | $12,316-73.1% |