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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,243 | $131,835+259.7% | $108,582+336.8% | $273,972+73.1% |
| Participation rate | 81.3% | 83.5%-2.2pp | 79.6%+1.7pp | 83.0%-1.8pp |
| Annual return | 5.14% | -91.57%+96.7pp | -51.70%+56.8pp | 41.46%-36.3pp |
| Employer contribution / active EE | $4,559 | $4,913-7.2% | $3,758+21.3% | $4,869-6.4% |
| Participant deferral / active EE | $12,399 | $5,127+141.8% | $4,311+187.6% | $5,287+134.5% |
| Admin fee / account holder | $2,679 | $10,253-73.9% | $7,645-65.0% | $10,133-73.6% |