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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $611,760 | $135,645+351.0% | $110,243+454.9% | $135,380+351.9% |
| Participation rate | 85.7% | 83.5%+2.3pp | 79.8%+5.9pp | 82.6%+3.1pp |
| Annual return | -6.72% | 513.24%-520.0pp | 314.76%-321.5pp | 519.81%-526.5pp |
| Employer contribution / active EE | $5,580 | $4,907+13.7% | $3,827+45.8% | $4,779+16.8% |
| Participant deferral / active EE | $15,500 | $5,507+181.5% | $4,672+231.7% | $5,609+176.3% |
| Admin fee / account holder | $1,108 | $11,458-90.3% | $8,548-87.0% | $10,828-89.8% |