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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $876,936 | $162,821+438.6% | $133,978+554.5% | $158,982+451.6% |
| Participation rate | 82.4% | 83.2%-0.9pp | 79.8%+2.5pp | 82.0%+0.4pp |
| Annual return | 35.69% | 41.95%-6.3pp | 45.10%-9.4pp | 302.99%-267.3pp |
| Employer contribution / active EE | $4,531 | $4,976-9.0% | $3,919+15.6% | $4,763-4.9% |
| Participant deferral / active EE | $13,792 | $5,910+133.4% | $5,047+173.3% | $5,983+130.5% |
| Admin fee / account holder | $1,615 | $11,742-86.2% | $8,930-81.9% | $11,252-85.6% |