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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,136 | $89,259+3.2% | $107,187-14.0% | $82,637+11.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 11.56% | 21.02%-9.5pp | 204.55%-193.0pp | 53.51%-41.9pp |
| Employer contribution / active EE | $16,158 | $3,080+424.6% | $3,782+327.2% | $2,552+533.1% |
| Participant deferral / active EE | $1,843 | $4,037-54.3% | $5,096-63.8% | $4,126-55.3% |
| Admin fee / account holder | $12,194 | $7,381+65.2% | $9,162+33.1% | $7,339+66.2% |