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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,106 | $73,978-2.5% | $96,515-25.3% | $75,173-4.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 10.72% | 26.72%-16.0pp | 35.73%-25.0pp | 160.72%-150.0pp |
| Employer contribution / active EE | $15,543 | $2,931+430.4% | $3,740+315.6% | $2,671+481.9% |
| Participant deferral / active EE | $1,986 | $3,660-45.7% | $4,880-59.3% | $4,126-51.9% |
| Admin fee / account holder | $6,621 | $5,219+26.9% | $6,735-1.7% | $5,651+17.2% |