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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,568 | $81,457+3.8% | $103,378-18.2% | $80,911+4.5% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 7.40% | 25.58%-18.2pp | 24.91%-17.5pp | 35.63%-28.2pp |
| Employer contribution / active EE | $17,100 | $3,107+450.3% | $3,870+341.8% | $2,756+520.5% |
| Participant deferral / active EE | $2,513 | $3,871-35.1% | $5,058-50.3% | $4,297-41.5% |
| Admin fee / account holder | $7,431 | $6,717+10.6% | $8,401-11.5% | $6,935+7.2% |