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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,500 | $77,145-16.4% | $108,410-40.5% | $85,856-24.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 11.82% | 44.54%-32.7pp | 905.34%-893.5pp | 318.58%-306.8pp |
| Employer contribution / active EE | $5,653 | $2,379+137.6% | $3,558+58.9% | $2,565+120.4% |
| Participant deferral / active EE | $10,221 | $5,566+83.6% | $6,562+55.8% | $3,952+158.6% |
| Admin fee / account holder | $2,897 | $5,172-44.0% | $7,296-60.3% | $6,261-53.7% |