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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,538 | $59,116+12.6% | $86,438-23.0% | $68,486-2.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -13.69% | -0.23%-13.5pp | 4397.19%-4410.9pp | -7.85%-5.8pp |
| Employer contribution / active EE | $5,579 | $2,519+121.5% | $3,769+48.0% | $2,597+114.8% |
| Participant deferral / active EE | $9,390 | $5,902+59.1% | $6,952+35.1% | $4,028+133.1% |
| Admin fee / account holder | $935 | $5,639-83.4% | $6,733-86.1% | $5,404-82.7% |