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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,972 | $78,197+50.9% | $98,090+20.3% | $82,637+42.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 81.5%+18.5pp | 68.1%+31.9pp |
| Annual return | 14.96% | 40.25%-25.3pp | 37.05%-22.1pp | 53.51%-38.6pp |
| Employer contribution / active EE | $6,503 | $2,605+149.7% | $3,606+80.3% | $2,552+154.8% |
| Participant deferral / active EE | $10,803 | $6,636+62.8% | $7,845+37.7% | $4,126+161.8% |
| Admin fee / account holder | $1,087 | $14,832-92.7% | $11,815-90.8% | $7,339-85.2% |