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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,448 | $77,638+71.9% | $156,551-14.8% | $62,881+112.2% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 9.51% | 50.33%-40.8pp | 32.23%-22.7pp | 20.14%-10.6pp |
| Employer contribution / active EE | $13,192 | $3,444+283.1% | $5,501+139.8% | $2,281+478.4% |
| Participant deferral / active EE | $11,534 | $3,046+278.7% | $4,871+136.8% | $3,203+260.1% |
| Admin fee / account holder | $1,714 | $5,561-69.2% | $13,028-86.8% | $4,296-60.1% |