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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,675 | $217,432+26.8% | $185,849+48.3% | $167,536+64.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 10.70% | 148.42%-137.7pp | 122.10%-111.4pp | 478.82%-468.1pp |
| Employer contribution / active EE | $14,823 | $5,875+152.3% | $5,169+186.8% | $4,839+206.3% |
| Participant deferral / active EE | $14,942 | $6,357+135.0% | $5,569+168.3% | $6,342+135.6% |
| Admin fee / account holder | $43,516 | $19,818+119.6% | $16,244+167.9% | $12,315+253.4% |