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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,044 | $167,353+59.6% | $143,797+85.7% | $134,545+98.5% |
| Participation rate | 91.3% | 84.8%+6.5pp | 80.3%+11.0pp | 81.2%+10.1pp |
| Annual return | -13.63% | 0.48%-14.1pp | -0.04%-13.6pp | 418.37%-432.0pp |
| Employer contribution / active EE | $6,318 | $5,620+12.4% | $4,952+27.6% | $4,742+33.3% |
| Participant deferral / active EE | $14,173 | $6,447+119.8% | $5,638+151.4% | $6,401+121.4% |
| Admin fee / account holder | $12,921 | $18,096-28.6% | $14,679-12.0% | $11,431+13.0% |