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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,581 | $106,280-58.1% | $96,538-53.8% | $139,487-68.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.90% | 38.48%-28.6pp | 35.74%-25.8pp | 373.84%-363.9pp |
| Employer contribution / active EE | $11,338 | $4,107+176.1% | $3,740+203.1% | $4,755+138.5% |
| Participant deferral / active EE | $7,619 | $5,457+39.6% | $4,880+56.1% | $6,713+13.5% |
| Admin fee / account holder | $23,847 | $7,888+202.3% | $6,737+254.0% | $11,407+109.1% |