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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,587 | $115,814-54.6% | $101,275-48.1% | $158,982-66.9% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 19.80% | 56.16%-36.4pp | 46.48%-26.7pp | 302.99%-283.2pp |
| Employer contribution / active EE | $6,630 | $4,176+58.8% | $3,660+81.2% | $4,763+39.2% |
| Participant deferral / active EE | $10,820 | $4,958+118.2% | $4,371+147.6% | $5,983+80.8% |
| Admin fee / account holder | $2,588 | $7,249-64.3% | $5,948-56.5% | $11,252-77.0% |