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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,405 | $133,998-58.7% | $112,263-50.6% | $134,545-58.8% |
| Participation rate | 90.0% | 78.6%+11.4pp | 75.1%+14.9pp | 81.2%+8.8pp |
| Annual return | -21.47% | 47.17%-68.6pp | 27.49%-49.0pp | 418.37%-439.8pp |
| Employer contribution / active EE | $13,575 | $4,040+236.0% | $3,636+273.3% | $4,742+186.3% |
| Participant deferral / active EE | $7,761 | $5,292+46.6% | $4,729+64.1% | $6,401+21.2% |
| Admin fee / account holder | $894 | $7,493-88.1% | $6,410-86.1% | $11,431-92.2% |