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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,873 | $107,368-71.2% | $92,915-66.8% | $152,909-79.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 25.88% | 145.64%-119.8pp | 109.45%-83.6pp | 345.46%-319.6pp |
| Employer contribution / active EE | $7,143 | $4,222+69.2% | $3,653+95.5% | $4,764+49.9% |
| Participant deferral / active EE | $7,368 | $4,848+52.0% | $4,238+73.8% | $5,851+25.9% |
| Admin fee / account holder | $397 | $7,082-94.4% | $5,796-93.2% | $11,601-96.6% |