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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 26 · EIN 20-8764829 | Advisory (Participants) | $48,147 |
PKF O'CONNOR DAVIES, LLP1 year Filed as: PKF O'CONNER Service code 10 · EIN 27-1728945 | Accounting | $29,050 |
Filed as: FIDELITY INVESTMENTS INSTITUATIONAL Service code 37 · EIN 04-2647786 | Loan Processing | $16,694 |
THE BENEFIT PRACTICE5 years Service code 15 · EIN 13-4144565 | Recordkeeping | $3,617 |
Service code 60 | Sub-TA Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,824 | $102,661+95.6% | $151,639+32.4% | $66,938+200.0% |
| Participation rate | 100.0% | 85.5%+14.5pp | 87.5%+12.5pp | 69.8%+30.2pp |
| Annual return | -17.18% | -10.81%-6.4pp | 3.34%-20.5pp | 1.58%-18.8pp |
| Employer contribution / active EE | $17,434 | $4,184+316.7% | $6,165+182.8% | $2,545+585.0% |
| Participant deferral / active EE | $13,552 | $6,645+103.9% | $8,363+62.0% | $4,238+219.8% |
| Admin fee / account holder | $554 | $630-12.1% | $11,613-95.2% | $594-6.7% |