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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,556 | $89,739+124.6% | $149,721+34.6% | $62,293+223.6% |
| Participation rate | 100.0% | 85.1%+14.9pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 12.55% | 21.01%-8.5pp | 1501.67%-1489.1pp | 28.90%-16.3pp |
| Employer contribution / active EE | $14,922 | $3,233+361.6% | $5,444+174.1% | $2,042+630.7% |
| Participant deferral / active EE | $8,649 | $4,797+80.3% | $6,568+31.7% | $3,169+172.9% |
| Admin fee / account holder | $18,721 | $551+3296.1% | $11,282+65.9% | $479+3805.5% |