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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,742 | $183,627+74.1% | $155,602+105.5% | $145,978+119.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.78% | 61.32%-48.5pp | 64.81%-52.0pp | 550.52%-537.7pp |
| Employer contribution / active EE | $22,009 | $5,316+314.0% | $4,675+370.8% | $4,662+372.1% |
| Participant deferral / active EE | $12,671 | $6,466+96.0% | $5,629+125.1% | $6,690+89.4% |
| Admin fee / account holder | $2,639 | $19,327-86.3% | $15,923-83.4% | $13,400-80.3% |