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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,076 | $209,422+81.0% | $178,503+112.4% | $158,982+138.4% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 10.40% | 188.81%-178.4pp | 151.12%-140.7pp | 302.99%-292.6pp |
| Employer contribution / active EE | $18,750 | $5,707+228.5% | $5,011+274.2% | $4,763+293.7% |
| Participant deferral / active EE | $10,833 | $5,955+81.9% | $5,202+108.2% | $5,983+81.1% |
| Admin fee / account holder | $2,635 | $17,079-84.6% | $13,987-81.2% | $11,252-76.6% |