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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,162 | $167,362+59.0% | $143,799+85.1% | $134,532+97.8% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -10.54% | 0.47%-11.0pp | -0.04%-10.5pp | 418.27%-428.8pp |
| Employer contribution / active EE | $16,362 | $5,620+191.1% | $4,952+230.4% | $4,741+245.1% |
| Participant deferral / active EE | $10,137 | $6,447+57.2% | $5,638+79.8% | $6,401+58.4% |
| Admin fee / account holder | $2,114 | $18,094-88.3% | $14,677-85.6% | $11,429-81.5% |