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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,788 | $102,663-23.3% | $86,216-8.6% | $139,466-43.5% |
| Participation rate | 92.9% | 74.5%+18.4pp | 69.0%+23.9pp | 80.3%+12.5pp |
| Annual return | 15.45% | 1924.52%-1909.1pp | 1169.42%-1154.0pp | 373.66%-358.2pp |
| Employer contribution / active EE | $4,188 | $3,035+38.0% | $2,382+75.8% | $4,754-11.9% |
| Participant deferral / active EE | $7,316 | $4,677+56.4% | $3,986+83.5% | $6,712+9.0% |
| Admin fee / account holder | $5,164 | $8,663-40.4% | $6,853-24.6% | $11,409-54.7% |