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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,669 | $106,918-68.5% | $84,021-59.9% | $152,897-78.0% |
| Participation rate | 92.9% | 75.2%+17.6pp | 69.0%+23.8pp | 82.5%+10.4pp |
| Annual return | 18.75% | 105.01%-86.3pp | 71.32%-52.6pp | 345.43%-326.7pp |
| Employer contribution / active EE | $2,417 | $2,735-11.6% | $1,984+21.8% | $4,764-49.3% |
| Participant deferral / active EE | $3,892 | $4,012-3.0% | $3,239+20.1% | $5,851-33.5% |
| Admin fee / account holder | $7,995 | $8,288-3.5% | $6,102+31.0% | $11,599-31.1% |