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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,680 | $95,975-70.1% | $74,549-61.5% | $135,379-78.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.20% | 56.96%-66.2pp | 32.53%-41.7pp | 519.79%-529.0pp |
| Employer contribution / active EE | $2,103 | $2,716-22.6% | $1,961+7.3% | $4,779-56.0% |
| Participant deferral / active EE | $3,195 | $3,844-16.9% | $3,108+2.8% | $5,609-43.0% |
| Admin fee / account holder | $553 | $6,522-91.5% | $5,059-89.1% | $10,828-94.9% |