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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $35,915 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 13 · EIN 06-1050034 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Contract Administrator | $18,435 |
Filed as: OLSEN THIELEN & CO LTD Service code 10 2675 LONG LAKE RD · ST PAUL, MN 551131117 | Accounting | $7,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,391 | $69,511+104.8% | $94,672+50.4% | $71,529+99.1% |
| Participation rate | 100.0% | 78.4%+21.6pp | 80.8%+19.2pp | 67.9%+32.1pp |
| Annual return | 15.90% | 29.67%-13.8pp | 156.89%-141.0pp | 28.97%-13.1pp |
| Employer contribution / active EE | $2,861 | $2,853+0.3% | $3,673-22.1% | $2,590+10.5% |
| Participant deferral / active EE | $6,795 | $7,348-7.5% | $7,417-8.4% | $4,291+58.3% |
| Admin fee / account holder | $469 | $1,211-61.3% | $7,222-93.5% | $1,588-70.5% |