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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,581 | $66,813+101.4% | $100,535+33.9% | $73,497+83.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 79.4%+20.6pp | 70.7%+29.3pp |
| Annual return | 10.76% | 25.70%-14.9pp | 30.90%-20.1pp | 28.51%-17.8pp |
| Employer contribution / active EE | $2,580 | $2,147+20.2% | $3,419-24.5% | $2,270+13.7% |
| Participant deferral / active EE | $5,312 | $5,883-9.7% | $6,271-15.3% | $3,740+42.0% |
| Admin fee / account holder | $23,489 | $512+4487.0% | $8,085+190.5% | $513+4478.1% |