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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,473 | $59,535+127.6% | $90,161+50.3% | $62,293+117.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 14.01% | 23.53%-9.5pp | 34.89%-20.9pp | 28.90%-14.9pp |
| Employer contribution / active EE | $2,219 | $1,826+21.5% | $3,318-33.1% | $2,042+8.7% |
| Participant deferral / active EE | $4,734 | $4,639+2.1% | $5,287-10.5% | $3,169+49.4% |
| Admin fee / account holder | $2,558 | $337+659.9% | $5,943-57.0% | $479+433.7% |