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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,709 | $127,273-66.4% | $109,895-61.1% | $167,518-74.5% |
| Participation rate | 30.0% | 77.9%-47.9pp | 74.2%-44.2pp | 82.1%-52.1pp |
| Annual return | 13.52% | 22.97%-9.5pp | 29.46%-15.9pp | 478.71%-465.2pp |
| Employer contribution / active EE | $866 | $3,324-74.0% | $2,843-69.6% | $4,838-82.1% |
| Participant deferral / active EE | $1,957 | $4,515-56.7% | $4,049-51.7% | $6,342-69.1% |
| Admin fee / account holder | $25,788 | $7,117+262.4% | $6,067+325.1% | $12,312+109.4% |