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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,479 | $113,338-66.9% | $94,993-60.5% | $147,586-74.6% |
| Participation rate | 41.2% | 78.0%-36.8pp | 73.9%-32.7pp | 82.8%-41.7pp |
| Annual return | 15.47% | 20.80%-5.3pp | 27.14%-11.7pp | 578.59%-563.1pp |
| Employer contribution / active EE | $1,571 | $3,160-50.3% | $2,603-39.7% | $4,876-67.8% |
| Participant deferral / active EE | $4,574 | $3,777+21.1% | $3,317+37.9% | $5,439-15.9% |
| Admin fee / account holder | $79 | $6,063-98.7% | $4,960-98.4% | $10,886-99.3% |