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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,258 | $106,557-58.5% | $91,227-51.5% | $134,545-67.1% |
| Participation rate | 21.4% | 76.8%-55.4pp | 73.2%-51.8pp | 81.2%-59.8pp |
| Annual return | -16.12% | 160.81%-176.9pp | 114.14%-130.3pp | 418.37%-434.5pp |
| Employer contribution / active EE | $850 | $3,332-74.5% | $2,851-70.2% | $4,742-82.1% |
| Participant deferral / active EE | $2,599 | $4,719-44.9% | $4,234-38.6% | $6,401-59.4% |
| Admin fee / account holder | $3,728 | $6,235-40.2% | $5,423-31.3% | $11,431-67.4% |