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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,290 | $78,670-61.5% | $109,173-72.3% | $85,847-64.7% |
| Participation rate | 77.0% | 68.3%+8.8pp | 75.9%+1.1pp | 69.3%+7.7pp |
| Annual return | 13.83% | 25.09%-11.3pp | 25.75%-11.9pp | 318.61%-304.8pp |
| Employer contribution / active EE | $2,732 | $2,734-0.1% | $3,723-26.6% | $2,565+6.5% |
| Participant deferral / active EE | $3,462 | $3,467-0.2% | $4,654-25.6% | $3,952-12.4% |
| Admin fee / account holder | $355 | $5,469-93.5% | $6,755-94.7% | $6,261-94.3% |