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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,539 | $63,346-42.3% | $92,240-60.4% | $70,126-47.9% |
| Participation rate | 42.5% | 68.7%-26.2pp | 76.5%-34.0pp | 69.5%-27.0pp |
| Annual return | 17.34% | 530.19%-512.8pp | 176.29%-159.0pp | 73.15%-55.8pp |
| Employer contribution / active EE | $802 | $2,471-67.6% | $3,680-78.2% | $2,343-65.8% |
| Participant deferral / active EE | $1,340 | $2,854-53.0% | $3,897-65.6% | $3,332-59.8% |
| Admin fee / account holder | $196 | $3,841-94.9% | $5,194-96.2% | $4,645-95.8% |